United Way of Brevard
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Income

Without the ability to pay their mortgage or rent, families may find it impossible to achieve a sense of security, let alone take the steps necessary to create a better life for themselves.  That’s why our work in income is focused on helping people become empowered with the goal of reaching financial stability through the following programs:

Financial Workshops

More than 1,000 people attended financial literacy workshops taught by United Way staff and volunteers.  Youth, adults and the elderly learned how to budget, save money and use credit wisely. According to the US Department of Treasury, individuals who participate in financial education workshops have a higher savings rate, larger net worth and make greater contributions to savings plans.  

FinancialWorkshops_2017

Financial Education Workshops 2017 
United way of Brevard offers FREE Financial workshops to the community in Brevard. 
Interested in attending or setting up a workshop for your organization? Please contact Morgan Bonilla at mbonilla@uwbrevard.org or call 321- 615-3274.                             
Keeping Track of Your Money Workshops are held in 60- to 90 minute sessions and can be tailored for all age groups. Topics covered:

•    Learn about credit cards, credit scores and credit reports,
•    How to create a Three Step Spending Plan
•    Identify ways to manage and/or decrease spending
•    Managing Debt and Credit
•    Strategies to get out of debt
•    Reduce stress by using simple money management techniques

Click here for more information.


Ongoing Workshops

Melbourne Library 1st and 3rd Friday of every month @ 3:00 p.m. 540 East Fee Avenue, Melbourne - *To register for the workshops at any library please contact Morgan Bonilla  mbonilla@uwbrevard.org or 321-615-3274 

Career Source Brevard Palm Bay 1st Wednesday of every month @ 9:30 am at 5275 Babcock Street, NE Palm Bay - To register for workshops at Career Source Brevard please visit the website www.careersourcebrevard.com and select the date you are interested on the event calendar. 



 Free Tax Preparation Services

United Way offers free tax prep to give you that extra boost, reduce debt, build savings and improve your finances. United Way Free Tax Prep site locations are available throughout Brevard or you may visit MyFreeTaxes.com depending on family household income.

A new law requires the IRS to delay issuing refunds for certain taxpayers claiming the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC) until February 15. The law has no exceptions and is designed to make it easier for the IRS to find and stop fraud. No one can speed up your refund, so don’t pay someone who promises they will!

We are dedicated to helping as many community members as we can and encourage taxpayers to be wary of preparers promising faster refunds through expensive financial practices, like loans.

The IRS certified volunteer tax preparers at our free tax preparation sites go through at least 15 hours of training and are certified by the IRS. We make sure our customers get high-quality, professional service from trained volunteers who are equipped to identify tax refund opportunities for customers.

 


TaxSites2015Recap

Thanks to your generosity
United Way Tax Program has Big Impact on Brevard
United Way helps local families keep more of their hard-earned cash

United Way Tax Site
Did you know that United Way volunteers prepared 2,701 tax returns for low-to-moderate income workers saving them the cost of tax preparation and helping them claim all the tax credits for which they are eligible? These efforts have an estimated community-wide impact of $2.8M.

Tax refunds help working Americans put money in their pockets for everyday items and save for the future. According to a study from United Way Worldwide, about 23 percent of those asked say they spend their refunds for food, while 22 percent spend the money on housing costs; 31 percent use their refunds for utilities. One quarter of those who receive refunds put the money into savings or invest the funds for the future.

Here in Brevard, fifty-three IRS certified volunteers spent over 7,000 hours preparing taxes which collectively saved Brevard low-income residents $675,000 in fees for tax preparation services.

 



 

Benefits Connection

Our United Way, in partnership with Second Harvest Food Bank helped nearly 1,500 low-income individuals and families sign up for the Supplemental Nutrition Assistance Program (SNAP).  This provided $1.7M of economic benefit to Brevard.  


 

 

Financial Resources

Check out these online resources to help you improve your financial stability.  These sites are packed with great information and interactive budgeting tools.  

www.spendster.org    

Use the Spendster Calculator to find out what how daily expenditures on things you don’t really need add up and what your money’s worth.

 

www.annualcreditreport.com   

The ONLY source for your FREE credit reports

 

www.ftc.gov  

Includes “Facing Foreclosure”

 

https://www.mint.com/

From money and budgeting to customized tips and more—get a clear view of your total financial life

 

www.mymoney.gov

Making the most of your money starts with five building blocks for managing and growing your money -- The MyMoney Five. Keep these five principles in mind as you make day-to-day decisions and plan your financial goals.

 

www.handsonbanking.org

Want to take charge of your own finances and reach your goals? Just pick your age group and get started!

 

www.americasaves.org

Once you start saving, it gets easier and easier and before you know it, you're on your way to making your dreams a reality. 

 

http://www.myfloridacfo.com/YMM/default.aspx

Florida Chief Financial Officer Jeff Atwater encourages you to learn more about how to protect your hard earned money, plan for the future and avoid falling victim to various financial frauds, scams and identity theft.  There are also lots of great online calculators and financial educational games for children.  

 

http://www.dallasfed.org/microsites/cd/wealth/index.html

Building Wealth program; interactive and mobile programs

 

www.fdic.gov/consumers/consumer/moneysmart

FDIC Money Smart coursework

 

https://www.bettermoneyhabits.com

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