Without the ability to pay their mortgage or rent, families may find it impossible to achieve a sense of security, let alone take the steps necessary to create a better life for themselves. That’s why our work in income is focused on helping people become empowered with the goal of reaching financial stability through the following programs:
More than 1,000 people attended financial literacy workshops taught by United Way staff and volunteers. Youth, adults and the elderly learned how to budget, save money and use credit wisely. According to the US Department of Treasury, individuals who participate in financial education workshops have a higher savings rate, larger net worth and make greater contributions to savings plans.
Financial Education Workshops 2017 • Learn about credit cards, credit scores and credit reports, Ongoing Workshops Melbourne Library 1st and 3rd Friday of every month @ 3:00 p.m. 540 East Fee Avenue, Melbourne - *To register for the workshops at any library please contact Morgan Bonilla firstname.lastname@example.org or 321-615-3274
United way of Brevard offers FREE Financial workshops to the community in Brevard.
Interested in attending or setting up a workshop for your organization? Please contact Morgan Bonilla at email@example.com or call 321- 615-3274.
Keeping Track of Your Money Workshops are held in 60- to 90 minute sessions and can be tailored for all age groups. Topics covered:
• How to create a Three Step Spending Plan
• Identify ways to manage and/or decrease spending
• Managing Debt and Credit
• Strategies to get out of debt
• Reduce stress by using simple money management techniques
Financial Education Workshops 2017
• Learn about credit cards, credit scores and credit reports,
Melbourne Library 1st and 3rd Friday of every month @ 3:00 p.m. 540 East Fee Avenue, Melbourne - *To register for the workshops at any library please contact Morgan Bonilla firstname.lastname@example.org or 321-615-3274
Free Tax Preparation Services
United Way offers free tax prep to give you that extra boost, reduce debt, build savings and improve your finances. United Way Free Tax Prep site locations are available throughout Brevard or you may visit MyFreeTaxes.com depending on family household income.
We are dedicated to helping as many community members as we can and encourage taxpayers to be wary of preparers promising faster refunds through expensive financial practices, like loans.
The IRS certified volunteer tax preparers at our free tax preparation sites go through at least 15 hours of training and are certified by the IRS. We make sure our customers get high-quality, professional service from trained volunteers who are equipped to identify tax refund opportunities for customers.
VITA Tax Preparation Sites and Schedules
In-person free tax preparation is available to households earning less than $59,000 per year combined income.
No appointment necessary; first come, first served. Sites open January 30, 2018.
Patrick Air Force Base VITA Program:
For retired, active duty military and civilian employees (GS), a VITA site is available Monday – Friday by appointment only; call 321-494-4718.
Shark Center, Bldg. 3655
Satellite Beach, FL 32937
Thanks to your generosity Tax refunds help working Americans put money in their pockets for everyday items and save for the future. According to a study from United Way Worldwide, about 23 percent of those asked say they spend their refunds for food, while 22 percent spend the money on housing costs; 31 percent use their refunds for utilities. One quarter of those who receive refunds put the money into savings or invest the funds for the future. Here in Brevard, fifty-three IRS certified volunteers spent over 7,000 hours preparing taxes which collectively saved Brevard low-income residents $675,000 in fees for tax preparation services.
United Way Tax Program has Big Impact on Brevard
United Way helps local families keep more of their hard-earned cash
Did you know that United Way volunteers prepared 2,701 tax returns for low-to-moderate income workers saving them the cost of tax preparation and helping them claim all the tax credits for which they are eligible? These efforts have an estimated community-wide impact of $2.8M.
Thanks to your generosity
Tax refunds help working Americans put money in their pockets for everyday items and save for the future. According to a study from United Way Worldwide, about 23 percent of those asked say they spend their refunds for food, while 22 percent spend the money on housing costs; 31 percent use their refunds for utilities. One quarter of those who receive refunds put the money into savings or invest the funds for the future.
Here in Brevard, fifty-three IRS certified volunteers spent over 7,000 hours preparing taxes which collectively saved Brevard low-income residents $675,000 in fees for tax preparation services.
Our United Way, in partnership with Second Harvest Food Bank helped nearly 1,500 low-income individuals and families sign up for the Supplemental Nutrition Assistance Program (SNAP). This provided $1.7M of economic benefit to Brevard.
Check out these online resources to help you improve your financial stability. These sites are packed with great information and interactive budgeting tools.
Use the Spendster Calculator to find out what how daily expenditures on things you don’t really need add up and what your money’s worth.
The ONLY source for your FREE credit reports
Includes “Facing Foreclosure”
From money and budgeting to customized tips and more—get a clear view of your total financial life
Making the most of your money starts with five building blocks for managing and growing your money -- The MyMoney Five. Keep these five principles in mind as you make day-to-day decisions and plan your financial goals.
Want to take charge of your own finances and reach your goals? Just pick your age group and get started!
Once you start saving, it gets easier and easier and before you know it, you're on your way to making your dreams a reality.
Florida Chief Financial Officer Jeff Atwater encourages you to learn more about how to protect your hard earned money, plan for the future and avoid falling victim to various financial frauds, scams and identity theft. There are also lots of great online calculators and financial educational games for children.
Building Wealth program; interactive and mobile programs
FDIC Money Smart coursework
Build your financial know-how with free tools and information to help you make more confident decisions.
It's a simple way of getting real, practical knowledge, brought to you by Bank of America
Learn about resources for parents and caregivers
“Paying for College” at www.consumerfinance.gov/payingforcollege
Make informed decisions about paying for college, from comparing costs to repaying student debt
To file a complaint about consumer financial products or services (mortgages, credit cards, student loans, bank accounts, credit reporting, auto loans, debt collection, payday loans, money transfers, and more), or call 855-411-CFPB. The CFPB call center offers assistance in 189 languages
“Owning a Home” at www.consumerfinance.gov/owning-a-home
To make informed decisions about buying a home, from interest rates to loan options to closing with ease
To learn how to prevent elder financial exploitation and to view easy-to-understand booklets to help financial caregivers for older Americans
To learn about financial resources and financial protection for service members